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About 31 million Americans now have health-care coverage through the Affordable Care Act, the White House announced Saturday, setting a record since the law, colloquially known as “Obamacare,” was enacted in 2010 under President Barack Obama.Jun 5, 2021
Approximately 1 million people are also enrolled in the ACA’s Basic Health Program for income-eligible consumers. It also includes 14.8 million people with coverage via broadened Medicaid eligibility and around 4 million people who were already eligible for Medicaid, but gained coverage through outreach.
That totals to 5,658,334 California residents that gained access to health coverage. California’s uninsured rate fell from 17.2 percent in 2013 before the ACA to 7.7 percent as of 2019.
Record High ACA Enrollment At 31 Million Americans. On June 5, 2021, the Department of Health and Human Services (HHS) issued new data on enrollment in coverage options under the Affordable Care Act (ACA).
Highlights. In 2020, 8.6 percent of people, or 28.0 million, did not have health insurance at any point during the year. The percentage of people with health insurance coverage for all or part of 2020 was 91.4.
The ACA is for anyone not covered by their employers, young adults, children, and individuals who make less than 138% of the poverty line.
Household Size | Household Income |
---|---|
3 people | $86,880 |
4 people | $104,800 |
5 people | $122,720 |
6 people | $140,640 |
Age. Three-quarters of the uninsured are adults (ages 18–64 years), while one-quarter of the uninsured are children. Compared with other age groups, young adults are the most likely to go without coverage.
Rank | State | Uninsured Population |
---|---|---|
1 | Texas | 18.4% |
2 | Oklahoma | 14.3% |
3 | Georgia | 13.4% |
4 | Florida | 13.2% |
The Affordable Care Act employer mandate generally applies to employers with 50 or more full-time employees, according to the IRS. This means that in most cases, these businesses must offer health insurance to their employees, or make an employer shared responsibility payment to the IRS.
The act aimed to provide affordable health insurance coverage for all Americans. The ACA was also designed to protect consumers from insurance company tactics that might drive up patient costs or restrict care. Millions of Americans have benefitted by receiving insurance coverage through the ACA.
Along with changes to the health insurance system that guarantee access to coverage to everyone regardless of pre-existing health conditions, the Affordable Care Act includes a requirement that many people be insured or pay a penalty. …
The income limit for ACA subsidies in 2021 for individuals is between $12,880 and $51,520. Families of four with a household income between $26,500 and $106,000 can also qualify for premium subsidies.
According to Covered California income guidelines and salary restrictions, if an individual makes less than $47,520 per year or if a family of four earns wages less than $97,200 per year, then they qualify for government assistance based on their income.
Adults Age 26 Had Highest Uninsured Rate Among All Ages, Followed By 27-Year-Olds. Adults ages 19 to 34 had the highest uninsured rates of any age group in the United States, according to the 2019 American Community Survey (ACS).
The number of uninsured nonelderly Americans fell from 48 million in 2010 to 28 million in 2016, before rising to 30 million in the first half of 2020. 30 million U.S. residents lacked health insurance in the first half of 2020, according to newly released estimates from the National Health Interview Survey (NHIS).
According to NHIS, among those under age 65, the groups most likely to lack coverage (irrespective of income) are those who are unemployed (38 percent), the poor (35 percent), those with less than 12 years of education (26 percent), those between the ages of 18 and 24 (25 percent), and blacks and others (20 percent …
Rank | State | Uninsured Share |
---|---|---|
1 | Texas | 18.4 |
2 | Oklahoma* | 14.3 |
3 | Georgia | 13.4 |
4 | Florida | 13.2 |
Texas has the highest uninsured rate in the U.S., with 29 percent of adults uninsured as of May, according to a report from Families USA. The report compared uninsured rates in 2018 to rates in May 2020 using data from the U.S. Bureau of Labor Statistics and the Urban Institute.
Under the ACA, the IRS defines a full-time employee for any calendar month as “an employee employed on average at least 30 hours of service per week, or 130 hours of service per month.”
The poor and people of color benefited most from Affordable Care Act, new data show. The Affordable Care Act’s expansion of Medi-Cal and income subsidies for Covered California have been instrumental in lowering the percentage of uninsured.
The ACA has helped millions of Americans gain insurance coverage, saved thousands of lives, and strengthened the health care system. The law has been life-changing for people who were previously uninsured, have lower incomes, or have preexisting conditions, among other groups.
The ACA supports public health prevention efforts. It created the Prevention and Public Health Fund, which has paid for public health efforts across the country. The ACA requires insurance policies to cover essential health benefits that can help prevent serious, costly conditions.
Starting in 2022, HealthCare.gov will allow enrollment throughout the year for people with income up to 150% of the federal poverty level (or FPL, which is $19,320 per year for a single person in 2022, $32,940 for family of 3).
Premium tax credits are available to individuals and families with incomes between 100 percent of the federal poverty line ($23,550 for a family of four) and 400 percent of the federal poverty line ($94,200 for a family of four) who purchase coverage in the health insurance marketplace in their state.
Marketplace savings are based on income for all household members, not just the ones who need insurance. … Report income and household changes on your Marketplace insurance application as soon as possible. If you don’t, you could wind up with the wrong amount of savings or even the wrong insurance plan.
To be eligible to enroll in Marketplace Health Insurance, you must live in the U.S., be a U.S. citizen or national (or be lawfully present), and not be incarcerated. If you have Medicare coverage, you’re not eligible to use the Marketplace to buy a health or dental plan.
The Covered California income guidelines take into consideration your household income and size. In 2021, if you are a single person earning less than $47,000 per year, you qualify for government assistance. A family of four with an annual household income less than $97,200 qualifies for government assistance.
Persons in Household | 48 Contiguous States and D.C. Poverty Guidelines (Annual) | |
---|---|---|
1 | $12,880 | $17,130 |
2 | $17,420 | $23,169 |
3 | $21,960 | $29,207 |
4 | $26,500 | $35,245 |
Size | Annual | 135% |
---|---|---|
1 | $12880 | $1448 |
2 | $17420 | $1960 |
3 | $21960 | $2470 |
4 | $26500 | $2980 |
To calculate the percentage of poverty level, divide income by the poverty guideline and multiply by 100.